J'ai ajouté l'article en lien en fin de billet ici, mais certains passages méritent d'être repris :

“To confuse the model with the world is to embrace a future disaster driven by the belief that humans obey mathematical rules.”
(...)
“The models were more a tool of enthusiasm than a cause of the crisis”
(...)
“Better modeling, more wisely applied, would have helped (...) but so would have common sense in senior management.”

(Steve Lohr, "In Modeling Risk, the Human Factor Was Left Out", New York Times", 05/11/2008)